Have you ever experienced the disappointed feeling when you just fell in love with a dress that you felt you must have, only to discover that you had run out of funds? However, now with the order now pay later choice, also called credit shopping, you can go right ahead and buy anything that catches your fancy and pay for it later.
No Need to Provide Account Numbers
The process is really fast because of the fact that you need not worry about giving your account numbers, and neither is there any waiting involved. The information that you are obliged to give with the bill me later feature is superficial, which you would have memorized anyway. This is why most impatient shoppers find this option such a boon.
It Offers Attractive Credit Options
Another convenience that many stores offer is credit facilities, such as not having to pay from 90 to 120 days. In fact, some stores also waive off the interest if payments are made within 90 days. These facilities are usually offered on purchases over a certain amount, which can vary from USD 100 to even up to USD 500, and sometimes even more.
All you need to do is choose what you want to buy and simply follow the simple procedures and opt for the bill me later option.
A Word of Caution
Due to the ease of buying, you can easily end up spending beyond your means. Some day, you will have to find the money to pay off the credit card bill. Paying off your monthly bill is highly recommended, otherwise you will have to pay the interest charges. But, buy now pay later also has the added convenience of letting you pay in installments.
In conclusion, it must be said that the buy now pay later option provides you with great convenience due to its flexibility of making deferred payments. It even allows you to make purchases of expensive products. However, you must use it judiciously and sensibly in order to have fun while you shop to your heart's content.